Loans Car Loan

Our car loan provides a fantastic rate for anyone looking to get on the road or to upgrade their current car. The main difference between using a car loan from Douglas Credit Union and a hire purchase agreement to buy a car is that with Douglas Credit Union you borrow money, pay for your car, and own it immediately.

When you use a hire purchase agreement, the motor dealer sells the car to the finance company. The finance company rents the car to you for an agreed period of time in return for a monthly repayment over a number of years. During the Hire Purchase Agreement, you use the car but the finance company actually owns it. At the end of the agreement, the finance company passes ownership of the car to you, provided you have made all the repayments. You don’t own the car until you make the last repayment. This means you cannot sell the car if you run into problems making your repayments.

Apply for a Car Loan now!

Type of Loan:
Amount of Loan:
Repayment Terms:
Monthly Repayment:
Total Cost of Loan:
Car Loan
5 Years

APR 8.2%

*Figures correct as of 27/03/2017 Check out our Loan Calculator

Douglas Office
  • Tel:
  • Fax:
  • Email:
  • Web:
  • 021 489 4555
  • 021 489 4733
  • Douglas Credit Union Limited West Douglas, Cork
Opening Hours
  • Mon, Tues, Thurs & Fri: 10am - 5pm
  • Wed: Closed
  • Sat: 10am - 1pm
Grange Office
  • Tel:
  • Fax:
  • 021 489 0355
  • 021 489 0367
  • Unit 3, Supervalue S/C, Grange Road,Douglas, Co. Cork
Opening Hours
  • Mon, Tues: Closed
  • Wed, Thur, Fri: 10am - 5pm
  • Sat: 10am - 1pm
Passage West / Monkstown Office
  • Tel:
  • Fax:
  • 021 484 1317
  • 021 486 3084
  • Chapel Square, Passage West, Co. Cork
Opening Hours
  • Mon, Tues & Thurs: 9.15am - 4pm
  • Wed: Closed
  • Fri: 9.15am - 6.30pm
  • Sat: 9.15am - 12pm
Douglas Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 46CU