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Loans Secured Loan

Apply for a Secured Loan now!

We know that it can take a long time to build up your savings and when you do, you may be reluctant to use these. This is where a secured loan can help. A secured loan is a loan secured by the funds in your savings. With a secured loan, you can borrow up to the amount in your account. The funds in your savings account will be frozen and as you pay back the amount borrowed, your funds become available.

This is a good option for members who need finance, but don’t want to spend their savings. Members often find it easier to repay a loan than to rebuild savings.


Secured Loan 5% (5.1% APR) Variable Rate of Interest Per Annum

Loan Amount Over 3 Years:

156 Weekly Repayments Of:

Cost of Credit:

Total Amount Repayable:



€5000

€34.52

€385.41

€5385.41




*Figures correct as of 26/05/2017 Check out our Loan Calculator


Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Douglas Credit Union Limited is regulated by the Central Bank of Ireland.



Douglas Office
  • Tel:
  • Fax:
  • Email:
  • Web:
  • 021 489 4555
  • 021 489 4733
  • www.douglascu.ie
  • Douglas Credit Union Limited West Douglas, Cork
Opening Hours
  • Mon, Tues, Thurs & Fri: 9.30am - 5pm
  • Wed: Closed
  • Sat: 9.30am - 12.30pm
Grange Office
  • Tel:
  • Fax:
  • 021 489 0355
  • 021 489 0367
  • Unit 3, Supervalue S/C, Grange Road,Douglas, Co. Cork
Opening Hours
  • Mon, Tues: Closed
  • Wed, Thur, Fri: 9.30am - 5pm
  • Sat: 9.30am - 12.30pm
Passage West / Monkstown Office
  • Tel:
  • Fax:
  • 021 484 1317
  • 021 486 3084
  • Chapel Square, Passage West, Co. Cork
Opening Hours
  • Mon, Tues, Thurs & Fri: 9.30am - 5pm
  • Wed: Closed
  • Sat: 9.30am - 12.30pm
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating which may limit your ability to access credit in the future.
Douglas Credit Union Limited is regulated by the Central Bank of Ireland. Reg No. 46CU