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Loans First Time Borrowers Rate
Our First Time Borrowers Rate of 7.9% (8.2% APR) is available to new members who join Douglas Credit Union and apply for a loan within their first six months of joining

  • Available to first time borrowers only i.e. If someone has borrowed in the past at any time, they cannot avail of this offer
  • No existing loan will be brought to this rate
  • If a member applies for this loan and then tops up the loan, they will be moved to the Personal Loan Rate
  • Maximum loan amount €10,000
  • Maximum repayment time is 5 years
  • Advertising flyer must be quoted when applying

First Time Borrowers Rate 7.9% (8.2% APR)* Variable Rate of Interest Per Annum

Loan amount over 3 years

156 weekly repayments of

Cost of Credit

Total Amount Repayable

€5000

€36.01

€617.46

€5617.46

*Figures are correct as of 26/05/2017. Check out our Loan Calculator. Loans are only available for members.

Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Douglas Credit Union Limited is regulated by the Central Bank of Ireland.



Douglas Office
  • Tel:
  • Fax:
  • Email:
  • Address:
  • 021 489 4555
  • 021 489 4733
  • Ballybrack, West Douglas, Cork
Opening Hours
  • Mon, Tues, Thurs & Fri: 9.30am - 5pm
  • Wed: Closed
  • Sat: 9.30am - 12.30pm
Passage West / Monkstown Office
  • Tel:
  • Fax:
  • Address:
  • 021 484 1317
  • 021 486 3084
  • Chapel Square, Passage West, Co. Cork
Opening Hours
  • Mon, Tues, Thurs & Fri: 9.30am - 5pm
  • Wed: Closed
  • Sat: 9.30am - 12.30pm
Grange Office
  • Address:
  • Unit 3, Super Valu SC, Grange, Cork
Opening Hours
  • Mon, Tues: Closed
  • Wed, Thur, Fri: 9.30am - 5pm
  • Sat: 9.30am - 12.30pm
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating which may limit your ability to access credit in the future.
Douglas Credit Union Limited is regulated by the Central Bank of Ireland. Reg No. 46CU